No claim discount

No claim discounts mean lower premiums. We believe in giving small businesses a fair deal, and it’s only fair that if you’re a low risk you shouldn’t have to pay so much for your insurance. Which is why a no claim discount comes as standard with all our policies.

If you haven’t made a claim or suffered a loss in the last 3 years, we’ll give you a 15% discount. You’ll get a 10% discount if you haven’t claimed for 2 years and a 5% discount for 1 year.  If you are a new business then this discount will be limited to the numbers of years your business has been trading (so you can’t have a 3 year no claims discount if you’ve only been in business for 2 years!)

If you have made a claim, call us anyway – if the claim was small, we may still be able to offer you a discount.

Get a quote now and find out how much you could save.