Why do you need business insurance?

What happens if fire guts your office? What if your computer system breaks down? What if your delivery van is stolen?

Business insurance means you can concentrate on building your business without worrying about accidents.

Buildings and contents cover

Business interruption cover

Your legal responsibilities

Insurance isn’t just about protecting your property and income. You also have a legal responsibility towards your employees, customers and the public. If an employee or a member of the public is injured and it’s your business’s fault you could be held legally liable and risk being sued.

What’s more, by law almost all employers must have employers’ liability cover of at least £5m. You can be fined up to £2,500 for each day that you don’t have the necessary insurance cover.

Employers’ liability cover

Public liability cover

Products liability cover

getMY small business cover

Our cover is designed to fit your business needs – and we do everything we can to make our cover as good as or better than anyone else's. So you get great cover with no compromises at a price you can afford.

Important note!

The information on these website pages is for your general information only. Always check the wording in your insurance documents carefully to find out exactly what cover your policy provides, what the limits of the cover are and whether there are any exclusions or conditions