Salon insurance

If you run a salon, whether from home or retail premises, we can offer salon insurance that gives you cover tailored to the risks you face as a beautician or hairdresser.

Get a quote and buy online now - it's easy on our secure site

Just follow the instructions, selecting 'Shop' or 'Homeworker products or retail' depending on your operation when asked to describe your business. Then choose either 'Hairdresser' or, 'Beautician' from the list of trades offered.

Who do we cover?

Our salon insurance is designed for hairdressers, barbers, beauticians, nail technicians, and manicurists and includes optional treatment risk cover.

Salon insurance summary

Our salon insurance includes:

• 15% no claim discount
• £2 million of public liability insurance as standard with option to increase to £5 million
• Optional treatment risk cover*
• Up to £500,000 business interruption cover for those in retail premises and up to £100,000 for homeworker businesses
• £100,000 of legal expenses cover with a 24 hour legal advice helpline
• BusinessCare - a comprehensive legal toolkit, included as standard
• £10 million of employers' liability cover if required

Terms and conditions apply. Subject to underwriting criteria.
* Specific exclusions apply to treatment risk - please refer to the treatment risk endorsement.

Download a policy summary

To find out more about the basic commercial insurance cover offered for your salon insurance, download a policy summary from here, remember to select based on whether you work from retail premises or from home. The summaries are in PDF format.

Summary of Cover:

Homeworker Summary of Cover

Retail Summary of Cover

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Treatment risk is added to the policy as an endorsement when you request this optional extra cover. The cover isn't exhaustive and there are some specific treatments not covered. Read the standard policy endorsement to see what these are, or call us to discuss your requirements in more detail.

Find out more about treatment risk insurance

All our business insurance policies are underwritten by Royal & Sun Alliance Insurance plc and come with the peace of mind of our no-nonsense claims guarantee.

Find out more about our claims guarantee

Important Notes!

The information on these website pages is for your general information only. Always check a particular insurance product's policy wording carefully to find out what cover it provides, what the limits of the cover are and whether there are any exclusions or conditions.