Florists and flower shop insurance

Our business insurance for florists and florist's shops includes the specific liability, buildings, contents and stock cover you need to protect your business.

Retail florists

If you run your business from retail premises you can get a quote online now.

Get a quote and buy online now - it's easy on our secure site

Simply click on the link to get a quote from our secure site. Then just follow the instructions, selecting 'Shop' when asked to describe your business.

Then choose 'Florists Shop' from the list of trades

Home-based florists

Home-based florists can be covered under our homeworker policy so click on the ‘Get a quote’ link and select 'Homeworker products or retail' when asked to describe your business. Then choose 'Florist' from the list of trades.

Florists insurance highlights

Our insurance for florists offers:

• A choice of £2 million or £5 million public liability insurance
• Legal expenses cover with a 24 hour legal advice helpline
• Up to 15% no claim discount after three years
• Business interruption cover of up to £100,000 for homeworkers and up to £500,000 for retailers
• BusinessCare - a comprehensive legal toolkit, included as standard
• £10 million of employers' liability cover if required
  

What's more, our florists and florists shop cover is underwritten by Royal & Sun Alliance Insurance plc and comes with the peace of mind of our no-nonsense claims guarantee.

Download a policy summary

Florists shops

To find out more about our insurance for florists shops, download a policy summary from here. It's in PDF format.

Summary of Cover:

Retail Summary of Cover

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Homeworker florists

If you run your business from home, our homeworker policy would be tailored to your business.

Summary of Cover:

Homeworker Summary of Cover

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Prefer to discuss your business needs with us rather than proceeding online? Simply book a convenient time for us to call you back

Important note!

The information on these website pages is for your general information only. Always check a particular insurance product's policy wording carefully to find out exactly what cover it provides, what the limits of the cover are and whether there are any exclusions or conditions.