|
Professional indemnity insurance
Professional indemnity insurance protects your business against compensation claims for mistakes or negligence. It provides liability cover for professional negligence, employee dishonesty, unintentional libel/slander and breach of confidentiality.
Professional indemnity insurance also covers associated legal costs. It is a claims made cover, meaning that it responds to claims made during the policy period.
Our professional indemnity cover provides:
- Limit of £500,000 or £1m as required
- Up to £50,000 of cover for the repair and replacement of documents
- Up to £50,000 to cover the defence costs associated with prosecution under the Data Protection Act
- Defence costs and expenses
- Cover for events occurring before the policy commenced (back to the retroactive date we agree with you)
Obviously our professional indemnity insurance doesn't cover you for claims that you are aware of when taking out the policy.
Our indemnity insurance is offered as an optional cover for a number of trades and professions. Not all trades and professions are covered, check the list below to see if your business is one we can provide professional indemnity cover* to:
- Arbitration Services
- Carpet Shop
- Caterer
- Caterer - Licensed
- Caterer - Unlicensed
- Consultant - Agricultural
- Consultant - Engineering / Building
- Consultant - Financial / Legal
- Consultant - General
- Consultant - Management / Business
- Consultant - Management / Business
- Consultant - Marine / Aviation
- Consultant - Marketing
- Consultant - Medical / Chemical
- Desktop Publisher
- Flooring Installer
- Hotel - Licensed
- Hotel - Unlicensed
- Ironing Service
- IT - Sales and Services
- Lighting Installer
- Marketing - Advertising Production
- Photographer
- Project Manager
- Publishing
- Recording Studio
- Secretarial Services
- Social Club
- Training and Development Services
* Terms and conditions apply. Subject to underwriting criteria
Our professional indemnity insurance is underwritten by Royal & Sun Alliance Insurance plc and comes with the peace of mind of our no-nonsense claims guarantee.
Find out more about our claims guarantee
Cover dates are important!
There can be a long delay between something going wrong and a claim being made against you and if you have an existing policy that you are not renewing you may need a retroactive professional indemnity date to ensure you are covered. This is a complex issue which is explained in more detail in our online quote process or when you contact us by telephone for a quote.
Important note!
The information on these website pages is for your general information only. Always check a particular insurance product's policy wording carefully to find out exactly what cover it provides, what the limits of the cover are and whether there are any exclusions or conditions.
|
