Liabilities and legal expenses

Public liability insurance

This covers the costs of compensation and legal expenses should a member of the public make a claim against you after being injured or their property damaged by you or your business.

Products liability insurance

If you supply a product and something goes wrong with it, you may be liable – even if you didn’t manufacture the product. Products liability insurance covers you for the costs of compensation and legal expenses.

Employers’ liability insurance

This covers the costs of compensation and legal expenses should your employees become ill or injured at work due to your negligence.

Legal expenses

This covers you for the legal fees, costs and expenses you may face during court action.