Assault cover

Who needs assault cover?

The retail sector is perhaps most vulnerable to assault, and where staff are most at risk of being involved.

Working in a shop where goods are on display, where cash is kept on the premises and where staff carry takings to the bank can be risky.

The risks, however, also apply to other sectors. Office and factory workers, delivery drivers and salesmen can all be at risk of violent assault.

Our assault cover

All of our policies include assault insurance as standard.

Some examples

You run a bicycle shop. Two members of staff are robbed while carrying the day’s takings to the bank. One of them is knocked unconscious and is off work for three weeks while recovering.

Your van driver is robbed while making a delivery. He is knocked to the ground and breaks his wrist. He can’t work for 6 weeks.

You run a betting shop and acid is thrown at one of your employees, causing them to lose the sight in one eye. There is a permanent loss of sight in this eye.

Important note!

This article is for your general information only. Always check the wording in your insurance documents carefully to find out exactly what cover your policy provides, what the limits of the cover are and whether there are any exclusions or conditions.