Shop and retail insurance

As a shop owner (or direct retailer) you deal with the public all the time and are only too aware of the risks and potential liability claims your business could face as a result.

Our shop and retail insurance policy provides public liability insurance as standard, along with employers' liability (if required), theft by employee and cash in transit insurance and business interruption cover to help you keep your business going if something goes wrong.

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Would you like to see the range of shop and retail businesses we can insure?.
Find out about the activities covered by our retail policy

Our retail insurance includes:

• A choice of £2 million or £5 million public liability insurance
• Up to £500,000 business interruption cover
• 50% uplift in stock cover for key seasonal periods
• £10,000 of book debts cover during business interruption
• £100,000 of legal expenses cover with a 24 hour legal advice helpline
• BusinessCare - a comprehensive legal toolkit, included as standard
• £10 million of employers' liability cover if required

Download a policy summary

These are just a few of the features why not download a summary of our retail insurance policy and find out more. It is in PDF format.

Summary of Cover:

Retail Summary of Cover

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Great cover with no compromises at a price you can afford, plus a no-nonsense claims guarantee.

Important Notes!

The information on these website pages is for your general information only. Always check a particular insurance product's policy wording carefully to find out what cover it provides, what the limits of the cover are and whether there are any exclusions or conditions.