Insurance for surgeries

Our surgery insurance is ideal for doctors, dentists, dental technicians and hygienists, chiropodists, chiropractors, orthodontists, osteopaths, physiotherapists and veterinary surgeons.

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Would you like to see the range of surgeries and practices we can insure?
Activities covered by our surgery insurance

Our surgery insurance includes:

• £2,000* cover for deterioration of drugs and vaccines
• Choice of £2 million or £5 million public liability insurance
• Up to £500,000 business interruption cover
• Theft by employee cover
• Legal expenses cover with a 24 hour legal advice helpline
• Up to 15% no claim discount
• BusinessCare - a comprehensive legal toolkit, included as standard
• £10 million of employers' liability cover if required
   

* Standard cover, up to £10,000 deterioration of drugs and vaccines cover is available.
Subject to underwriting criteria. Terms and conditions apply

What's more, our business insurance for surgeries is underwritten by Royal & Sun Alliance Insurance plc and comes with the peace of mind of our no-nonsense claims guarantee.
Find out more about our claims guarantee

Download a policy summary

To find out more about our commerical surgery insurance, download policy summary from here. It's in PDF format.

Summary of Cover:

Surgery Summary of Cover

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Important note!

The information on these website pages is for your general information only. Always check a particular insurance product's policy wording carefully to find out exactly what cover it provides, what the limits of the cover are and whether there are any exclusions or conditions.