Insurance for pubs and restaurants

Our pub and restaurant insurance can also provide tailored cover for cafés and social clubs.

Plus, to make sure you get even better value for money our pub and restaurant policy provides the benefit of a no claim discount.

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Our pub and restaurant insurance includes: 

• Choice of £2 million or £5 million public liability insurance
• Up to £500,000 business interruption cover
• £10 million of employers' liability cover
• Theft by employee cover
• £100,000 loss of licence cover
• Legal expenses cover with a 24 hour legal advice helpline
• Up to 15% no claim discount
• BusinessCare - a comprehensive legal toolkit, included as standard

Find out the activities we can cover under this policy

What's more, our business insurance for pubs and restaurants is underwritten by Royal & Sun Alliance Insurance plc and comes with the peace of mind of our no-nonsense claims guarantee.
Find out more about our claims guarantee

If you provide accommodation, we have a policy for hotels and guesthouses, that may be more suitable. It contains most of the benefits of our pub and restaurant policy plus some tailored extras for those providing accommodation.
Find out more about our hotel insurance

Download a policy summary

To find out more about our pub and restaurant insurance, download a policy summary from here. It's in PDF format. 

Summary of Cover:

Pub and Restaurant Summary of Cover
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Important note!

The information on these website pages is for your general information only. Always check a particular insurance product's policy wording carefully to find out exactly what cover it provides, what the limits of the cover are and whether there are any exclusions or conditions.